Effective Date: May 15, 2026
These Terms of Service govern your access to and use of the Science Based Wealth System website, sales pages, checkout pages, digital products, downloads, online courses, membership areas, emails, materials, and related services.
By accessing the website, creating an account, purchasing a product, downloading materials, or using any part of the services, you agree to be bound by these Terms. If you do not agree, you must not use the website or purchase our products.
Science Based Wealth System is a digital education brand operated by Kralik Academy s.r.o., a company registered in the Czech Republic.
Registered with the Municipal Court in Prague, file no. C 331121. Company ID: 091 29 502. Registered office: Korunní 1143/84, Vinohrady, 101 00 Praha 10, Czech Republic.
For customer support, contact: info@sciencebasedwealth.com.
You must be at least 18 years old, or the age of legal majority in your jurisdiction, to purchase or use our products. By purchasing or using the services, you represent that you have the legal capacity to enter into a binding agreement.
All content provided by Science Based Wealth System is for educational and informational purposes only. The content is general in nature and is not intended to be personalized advice.
Nothing on the website, in our products, emails, videos, PDFs, courses, examples, frameworks, or support communications constitutes financial, investment, legal, tax, accounting, medical, mental health, or other professional advice.
Your use of the website or purchase of any product does not create a financial advisor-client, investment advisor-client, attorney-client, accountant-client, doctor-patient, therapist-client, fiduciary, or other professional relationship.
We do not promise, guarantee, represent, or warrant that you will earn money, increase income, build wealth, reduce debt, improve financial condition, produce investment returns, or achieve any specific financial, business, personal, or other result.
Any examples, scenarios, testimonials, illustrations, or references are provided for educational or illustrative purposes only and must not be interpreted as typical, guaranteed, expected, or promised outcomes.
Our products are digital educational products. Delivery may include PDFs, online course access, membership login access, digital downloads, email instructions, video modules, worksheets, templates, or similar digital formats.
You are responsible for providing a valid email address and ensuring that you can receive emails, access digital files, and log in to any relevant platform or membership area.
If a product includes account access, you are responsible for maintaining the confidentiality of your login credentials. You may not share your login, grant access to others, resell access, or allow unauthorized use of your account.
We may suspend or terminate access if we reasonably believe that your account is being misused, shared, resold, compromised, or used in violation of these Terms.
By purchasing a product, you authorize the applicable payment processor to charge the amount displayed at checkout. Prices, taxes, payment methods, currencies, and available offers may vary by location, product, or funnel.
Payments are processed by third-party payment processors. We do not directly store your full payment card details.
Because our products are digital educational products delivered electronically, all sales are final and non-refundable once digital access has been provided, except where required by applicable law.
If you are located in a jurisdiction that provides a statutory right of withdrawal for digital purchases, you may be asked at checkout to consent to immediate access or immediate performance and acknowledge that you lose your withdrawal right once digital access or performance begins.
If you experience a technical issue accessing your product, contact info@sciencebasedwealth.com and we will make reasonable efforts to help you access the product you purchased.
If you believe you made an accidental duplicate purchase, contact us with your order details. We may review duplicate purchase issues at our discretion.
If you have a billing issue, contact us first so we can review the matter. We reserve the right to dispute improper chargebacks and provide evidence of purchase, access delivery, checkout terms, and product use.
When you purchase a product, you receive a limited, personal, non-exclusive, non-transferable, revocable license to access and use the purchased materials for your personal educational use only.
You may not copy, reproduce, distribute, publish, share, resell, sublicense, upload, modify, create derivative works from, or commercially exploit any of our materials without prior written permission.
The website, brand, product names, product materials, text, PDFs, course content, frameworks, designs, graphics, layouts, videos, downloads, and related materials are owned by Science Based Wealth System, Kralik Academy s.r.o., or their licensors and are protected by intellectual property laws.
You agree not to:
The website, checkout, email delivery, analytics, course access, membership functionality, and payment processing may be provided in whole or in part by third-party platforms, including Systeme.io and payment processors.
We are not responsible for third-party outages, platform changes, data practices, billing systems, technical issues, or terms. Your use of third-party services may also be subject to their own terms and policies.
If you submit reviews, testimonials, comments, feedback, or similar content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and publish that content for legitimate business purposes, unless otherwise prohibited by applicable law.
We do not require positive reviews and we do not condition support, access, or refunds on review content.
The website, products, content, materials, and services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, and uninterrupted access.
To the fullest extent permitted by law, Science Based Wealth System, Kralik Academy s.r.o., and their owners, officers, employees, contractors, affiliates, suppliers, and partners shall not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising out of or related to your use of the website, products, or services.
To the fullest extent permitted by law, our total liability for any claim shall not exceed the amount you paid for the specific product giving rise to the claim.
You agree to defend, indemnify, and hold harmless Science Based Wealth System and Kralik Academy s.r.o. from and against any claims, damages, losses, liabilities, costs, or expenses arising out of your use of the services, your violation of these Terms, your misuse of the materials, or your violation of any law or third-party rights.
These Terms are governed by the laws of the Czech Republic, without regard to conflict of law principles, except where mandatory consumer protection laws in your country or state of residence apply and cannot be waived by contract.
Before initiating any formal dispute, you agree to contact us at info@sciencebasedwealth.com and attempt to resolve the matter informally. If a dispute cannot be resolved informally, it shall be resolved by the competent courts unless mandatory law provides otherwise.
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date. Continued use of the website or services after changes are posted means you accept the updated Terms.
Science Based Wealth System
Email: info@sciencebasedwealth.com
Operated by Kralik Academy s.r.o.
Registered office: Korunní 1143/84, Vinohrady, 101 00 Praha 10, Czech Republic
Company ID: 091 29 502